How it works
From the counter to the lock screen.
One financed sale end to end — including every point where the system refuses to act.
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01
Register the customer and the handset
Name, CNIC, address, the phone's brand, model and IMEI. If the same CNIC or number is already on file the system stops you — that is the most common data mistake in these shops.
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02
The plan is built
Down payment, months, first due date. The schedule is built so the instalments add up to exactly the financed amount, with the remainder on the last one — and month-end dates do not drift.
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03
The customer signs the agreement
The agreement drafts itself: the handset, its IMEI, the total, every instalment date, the grace period, and the plain statement that the phone may be restricted if payment stops. The customer signs on screen.
The system refuses here: nothing unsigned, voided, or whose figures no longer match the plan can be locked.
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04
The handset enrols
A new or freshly reset phone scans the QR during setup. The app installs as device owner, so a later reset does not remove it. This is where one lock is spent on that phone's IMEI.
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05
Chasing the instalment
The dashboard opens on who to call today — one line per customer, and the number is a tap-to-call link. Reminders go from your own SIM, and none is counted as sent until that SIM accepts it.
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06
Recording the payment
Take money at the counter and a receipt prints. A customer can report a JazzCash, Easypaisa or Raast transfer from home — but not one rupee lands on a plan until your staff match it against your own account and confirm.
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07
The last resort: the lock
Once the grace period has passed the handset can be restricted. The screen keeps showing what is owed, your shop's name and how to pay, and emergency calls keep working.
If the phone is off or offline the command waits in a queue. The dashboard says “lock pending”, not “locked” — because it has not happened yet.
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08
It unlocks itself on payment
A verified payment sends the unlock immediately. Nobody has to remember to do it, and the customer does not have to come back to the shop.
Things we would rather say plainly
The handset app is not yet field-proven
Written and tested, but it has not run on a fleet of real phones.
SMS goes from your own SIM for now
Right for a small shop; volume will need an operator account.
There is no payment gateway
Money reaches you directly; we only record the confirmation.